Equity Release - The Process
Just to give you an idea of how the process works, here is a rough breakdown of what you can expect and how things will work once you make an enquiry.
REMEMBER - You are NOT OBLIGED at this stage TO PROCEED. The first meeting will be Free with No Obligation and will be given full warning of when you do need to make a commitment and when you need to make a final decision.
The general process normally follows this patern however please be aware that it may vary slightly in certain circumstances.
||You enquire here by completing our form, emailing us or telephoning us on
020 3286 3929
||We will call you back and ask some simple qualifying questions and assuming you qualify, we will pass your details to our Adviser.
|Book an Appointment:
||Our Adviser will call you and book a convenient time for an appointment.
||This is Free and No Obligation informal discussion where the Adviser will gather all the necessary information from you to see if Equity Release is appropriate for you and if so, who will be the best provider with the most appropriate Equity Release Plan.
If you then wish to proceed, your Adviser will come back to complete a Fact Finding Questionnaire to fully understand your personal financial circumstances before possibly completing the necessary paperwork in order to continue.
We understand this is important decison to make, so if you require more time to make a decision then we can arrange for a further appointment to ensure you are completely comfortable to proceed.
||Only at this stage will you need to make a commitment and decide if you wish to proceed or not. If you require more time that is fine however if you wish to proceed you will need to pay an administration fee (normally around £395) which will then get the process underway.
|Completion & Payout:
||Completion normally takes around 6-8 weeks after all the paperwork has been signed.
Unsure and just want to speak someone before you make an enquiry?
Call 020 3286 3929 or if you would rather, email us at firstname.lastname@example.org or Enquire Here
Equity release - Independent Advice
Getting Independent advice is critical as it will ensure you receive the best advice possible plus by using an independent adviser you can be sure they will cover the whole of the market, making sure you receive the best advice and most suited plan for your personal circumstances.
The whole of the market means considering any one of the man providers who offer home reversion plans as part of their equity release schemes - with names such as Aviva (formally known as Norwich Union) LV (Liverpool Victoria) More2Life, Partnership, NewLife, Stonehavem and Just Retirement.
There will alomost certainly be a plan that will suit you best which for your specific requirements and whilst each one will vary, by using someone independent you can be assured they will guide you to the best possible option available.
You Choose the amount of Equity Release you want
Whilst there are Minimum and a Maximum amounts you can release, please remember that the only amount that is mandatory is the Minimum amount of £10,000, so you may be offered considerably more however NEVER FEEL OBLIGED to take the whole amount - you can take the minimum and then if and when required, you should be able to take any remaining balance.
Unsure how much you actually want? Don't forget, as long as you take the minimum amount of £10,000 you should always be able to increase the amount if and when you may need more.
Need a more accurate idea of what equity you may be able to release?
Call 020 3286 3929 or if you would rather, email us email@example.com or Enquire Here
Please Note: This Kensington Barlow website is a trading style of Exclusive Leads Ltd and is an Introducer only offering free to use websites to help you find the best possible solution to your equity release requirements. We will only introduce you to an Independent and regulated financial adviser who are registered with the Equity Release Council (Formally known as SHIP) and who specialise in Home Equity Release or similar products and use the whole of the market providers.